In the last 30 years, extreme poverty has declined 75 percent.

We can get there from here.

Grameen Model - Microfinance Institutions

Ending poverty starts with closing the gender gap in economic empowerment because poverty is fundamentally sexist. Of the 1.7 billion people who don't have access to formal financial markets, 70% are women. Giving women control over their own money is a critical step toward equalizing status, power, and opportunity. And because bricks and mortar institutions are so far away, financial inclusion must be digital.

Just as important is eliminating inequality in smallholder farming, especially for women. Seventy percent of the worlds poor are farmers, forced to live on the fringe. Empowering family farms with digital access to the formal agriculture supply chain is a proven way to increase crop production, productivity and income. Financial inclusion in the Digital Farming solution—microloans, crop insurance, digital payments—catalyzes entrepreneurship and growth.

The Grameen Foundation Model empowers the poor with access to tools and information that enable them to escape poverty. And while most digital solutions require Internet access, smartphone ownership and the ability to read, the Grameen Foundation Model does not. The only thing people need is access to a basic-feature mobile phone and their Grameen Community Agent.

We collaborate to create a comprehensive eco-system of support with a wide range of local partners, from banks and microfinance institutions to mobile network operators to agribusinesses. Creating a community of common interest with existing business infrastructures provides the foundation for sustainability.

Financial inclusion allows people to save for family needs, borrow to support a business, or build a cushion against an emergency. Having access to financial services is a critical step towards reducing both poverty and inequality, and new data on mobile phone ownership and internet access show unprecedented opportunities to use technology to achieve universal financial inclusion.  
— World Bank Group President Jim Yong Kim
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Transforming data. Transforming access. Transforming lives.

Mobile Money and Digital Farming
Community Agents Icon

Connecting the poor to possibility with Community Agent networks.

Our Mobile Money and Digital Farming solutions harness technology in remarkable ways, but they are merely tools. What matters is what we do with them. That is where our networks of Community Agents come in. The backbone of the Grameen Foundation Model is the Community Agent network. Agents connect their communities to localized Mobile Money and Digital Farming solutions and provide ongoing support to ensure their success. Each one is trained in both the soft skills and technical skills they need to help people help themselves. It’s a formula that is working.

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Digital Financial Services
Mobile Money Icon

Digitizing financial inclusion for poor women.

Nearly one billion women do not have even a basic bank account. They may own a shop, have a lot of business and entrepreneurial smarts, but they cannot secure a loan. Freeing women from the chains of a cash-only existence means treating them the same way the financial system treats men. Digital financial services—using basic-feature mobile phones to safely save, borrow, make payments and use insurance—enable women to save and manage money without having to travel endless hours or pay expensive cash transaction fees. It also gives women the power and opportunity to improve their lives and have a voice in their community. Learn more, watch our videos on financial literacy, evidence-based design and building electronic transaction systems.

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Smallholder Farming Digital Data
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Transforming smallholder farming with digital data.

Seventy percent of the world’s extreme poor are farmers. Their poverty is generational because small family farms have never had access to the resource-rich formal markets, their farming methods are outdated, and they have no way to anticipate devastating weather and pest infestations. With today’s technology, these chains can be broken. We can now collect and analyze micro-targeted data to gain a deep understanding of what to invest in to help an individual farm become profitable and link it to practical self-help solutions—access to financial services and affordable loans, seeds and fertilizer, weather information, technical assistance and agribusiness markets—with special attention to women farmers, who often shoulder the majority of farm labor, yet have the least access to resources.

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The Grameen Foundation Model for solving poverty: technology with a human face.

Good for women. Good for the family farm. Good for everyone.

Diagram Grameen Community Agents connecting the poor to Mobile Money and Digital Farming tools Diagram of how Grameen Community Agents connect the poor to Mobile Money and Digital Farming tools
What does technology and data analytics really mean for people?
stories of real change  

Where we work.

Grameen Map of Countries Where We Work

Grameen Foundation by the numbers.


Over 11 million people
and their families have gained
better access to microloans,
savings accounts, and
other financial services.

By The Numbers Bank

$27.3 million
pro bono services

Our Bankers without Borders®
volunteers have provided
$27.3 million worth
of pro bono services to
264 social enterprises.

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5 million

More than 5 million people have received health education and services via the MOTECH mobile health technology we developed.

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600 organizations
in 40 countries

More than 600 organizations working with
the world’s poorest populations have
used the Progress out of Poverty Index®
to measure their poverty reduction and to improve their strategies for serving
disenfranchised communities.

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TaroWorks Reach

More than 90 social enterprises have used
our TaroWork™ mobile application to
support 200,000+ micro-entrepreneurs
and improve the lives of more than
four and a half million poor beneficiaries
across 30+ countries.

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Grameen Social Enterprises

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