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These studies aim to understand how mobile phone technology and its usability is impacting poor women’s ability to access and benefit from mobile financial services. Many players assume that if a poor person owns a mobile phone, they are able to use it. We have found that this is a faulty assumption, and believe that usability and “mobile phone literacy” are big issues that are preventing poor women in particular to benefit from mobile-enabled solutions.
Our intention is to demonstrate the specific challenges and constraints women, in particular, face in using/accessing a mobile delivery channel for financial services. These findings will be used to influence commercial players (mobile money operators, banks, technology service providers, agent network managers) as well as back-end technology and hardware designers to address usability issues that are preventing poor women from benefiting from mobile financial services.
Studies:
Use of Mobile Financial Services among Poor Women in Rural India & The Philippines
Usability Research: The Philippines Usability Research: Uganda
Usability Session Videos: