Resource

I am Saving—Lessons Learned from Implementation of Integrated Savings Services and Financial Education for Two Ecuadorian Credit Unions

This publication by the European Microfinance Platform analyzes a variety of macro- and micro-level factors that can impact the scalability and sustainability of youth integrated services. The work of two Ecuadorian credit union partners, Cooperativa San Jose and Cooperativa Cooprogreso, are highlighted to share their experiences of developing youth financial and nonfinancial services.

In the financial services sector there has been a significant investment towards advancement of youth financial access and capability, in an effort to improve young people’s future economic options, especially in low-income countries. Many projects have designed and offered youth financial services integrated with non-financial services, such as financial and business education. But with demonstration projects coming to a close, there is a need to determine how to scale up services sustainably.

The objective of this study is to provide guidance to governments, donors and financial service providers on a context-appropriate approach to offering both financial and non-financial services to young people.

This study has been published in the European Microfinance Platform publication, More Inclusive Finance for Youth: Scalable and Sustainable Delivery Models for Financial and Non-Financial Services. European Dialogue Number 8