I had no knowledge about banking or ATMs earlier. My husband used to take care of the finances as I was mostly at home.
I learned how to fill forms, and I learned the importance of banking, saving and getting insurance.
After I started saving, I activated my [bank] account, started using ATMs and learned how to make savings. I get insurance too if I hear about any new schemes.
This is how I accomplished by three goals, and will keep saving more in the future.
I will save more in this [special keepsake] purse and once I've saved enough, I will go to the bank and deposit it.
Earlier the bank didn't take me seriously and even I wasn't aware of my rights, but now I'm aware of my rights and I make sure to get my work done at the bank by being more assertive.
I didn't have the confidence to even walk two steps on my own earlier. Now I go to Punjab National Bank in Kheda on my own.
This project has taught me how to step outside my house and be an independent and confident woman.
See the video.
Kanchan lives with her husband and two children. Most low-income people in India have access to bank accounts, but, like Kanchan, more than 80 percent don't know how to use them. With support from J.P. Morgan, Grameen Foundation worked with Sonata Microfinance to create a financial literacy training program that has already educated 15,000 women.
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